One important part of well-being is financial wellness. I try to be a good steward with the money God has provided for me, although I'm certainly not perfect. I'm trying to build my saving in preparation for future purchases, so I'm being extra aware of where my money has been going. I use mint.com to help me see (in my very visual style--they have pie charts!) the categories on which I spend the most. For me, it's food/eating out/coffee! So if you have similar spending habits, here are the tips I've found most useful!
 |
Lauren and I going to free admission night at the Warhol |
1. Pack your lunch
Buying fast food for lunch can quickly add up (in your bank account, not to mention on your waistline). Instead of eating out or ordering in, bring lunch from home. I love to bring left-overs in glass containers to heat up in the microwave. I put them straight into lunch-size containers after dinner so I can grab and go in the morning. I also keep fruit snacks, greek yogurt, string cheese, and fresh fruit in the house so I can have a quick and yummy variety. If you are super disciplined, you could pack the night before. But hey, that's not me.
2. Shop at Aldi's
No, Aldi's isn't paying me for this one. But grocery shopping at Aldi's saved me big time when I was living on my own. They have a great organic selection too, so while I'd love to shop at Whole Foods, I just can't afford it. I buy what's in season and on sale. I also make a list beforehand, so I don't get distracted by impulse buys. Along with groceries, I go meatless a few times a week. I love soup, salads, nachos with beans... I've never been one to crave meats, so I save lots this way.
3. Make coffee at home
I am addicted to coffee, so if you aren't, you are saving money right off the bat. But I love it too much to let it go. So instead of buying on my way to work, I make it (Or if you really want to make me happy, make my coffee for me. I'll love you forever...) at home and bring a travel mug for the car. Coffee is a special treat for me when I buy it at Starbucks. I signed up for the rewards program, so I can justify my purchases. :) I also love a good deal, and Dunkin Donuts has an awesome special right now--- $1 iced coffee from 2-6pm. My amazing co-worker Shana got me hooked. It's my afternoon treat when I have to work a long evening. But it's so cheap and SO GOOD!
4. Find free fun
It is easy to spend $20-30 on a night out. I'm lucky to have friends who also like to save money, so we find ways to have fun that don't cost a lot. If we want to go out, we have a light dinner at home first then split an appetizer. When we get really lucky, we can find a free concert or a free admission night. The Andy Warhol had free admission Fridays in March, and Lauren and I took advantage. It was well worth the gas money!
5. Tithe
Letting money go does not always make "sense" or feel comfortable, but for me, tithing is the wisest investment I have made. When I give back to God what is already His, I see blessings poured down ten-fold on me. I can't explain it, but tithing works. I trust Him, and He provides for me.
What ways have you found to save a few bucks?